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Factors Driving a Hard Insurance Market & How to Respond

Factors Driving a Hard Insurance Market & How to Respond

by Kelli Young | Nov 22, 2021 | Business Insurance, Small Business Insurance

From an insurance buyer’s perspective, it can sometimes feel as if premium prices change on a whim. But the truth is, the insurance market is cyclical in nature, fluctuating between soft and hard insurance markets: Soft markets—A soft market, which is sometimes called...
Cybersecurity Basics:  Penetration Testing

Cybersecurity Basics: Penetration Testing

by Kelli Young | Aug 23, 2021 | Business Insurance, Cyber Liability Insurance

Keeping workplace technology up and running is vital to any organization’s success. While this task seems feasible, it’s growing harder and harder each year as cybercriminals expand their reach.  It’s not enough to simply protect workplace technology with software and...
Ransomware Considerations for Board Members

Ransomware Considerations for Board Members

by Kelli Young | Aug 17, 2021 | Business Insurance, Cyber Liability Insurance

Organizations of all sizes and sectors are facing increased cybersecurity risks. Specifically, ransomware attacks—which leverage malware to compromise a victim’s data and demand them to make a large payment to recover it—have quickly become a rising threat across...
Why Ransomware-as-a-Service is a cyber threat that businesses need to take seriously

Why Ransomware-as-a-Service is a cyber threat that businesses need to take seriously

by Kelli Young | Aug 9, 2021 | Business Insurance, Cyber Liability Insurance

Ransomware-as-a-Service (RaaS) is a dark web cyberthreat to businesses that utilizes software to launch an attack and secure a ransom payment. These attacks entail a cybercriminal deploying malicious software to compromise a device (or multiple devices) and demand a...
Cybersecurity Basics: Business Email Compromise

Cybersecurity Basics: Business Email Compromise

by Kelli Young | Jul 28, 2021 | Business Insurance, Cyber Liability Insurance

The year 2020 will forever be remembered as the year of the COVID-19 pandemic. The global impact was unlike anything seen in recent history, and the virus permeated all aspects of life, including cybercriminals who used the opportunity to exploit the pandemic by...
Cybersecurity Basics: Proper Password Management

Cybersecurity Basics: Proper Password Management

by Kelli Young | Jul 20, 2021 | Business Insurance, Cyber Liability Insurance

Passwords are used in many ways to protect data, systems and networks. They are used to authenticate users of operating systems (OS) and applications such as email, labor recording, and remote access. Passwords are also used to protect files and other stored...
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