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The Role of Umbrella & Excess Liability Coverage in Protecting Against Nuclear Verdicts

The Role of Umbrella & Excess Liability Coverage in Protecting Against Nuclear Verdicts

by Kelli Young | Jun 15, 2026 | Business Insurance, Case Study, Umbrella Insurance

The American litigation landscape has undergone a profound transformation over the past decade, bringing significant financial consequences for businesses of virtually every size and industry. Jury awards that once seemed extraordinary have become routine. For...
Product Recall Insurance

Product Recall Insurance

by Kelli Young | May 11, 2026 | Business Insurance, Product Recall Insurance

It is a common misconception that product recalls are covered under a general or product liability policy. Those coverages do a good job of covering bodily injury and property damage, but generally exclude contamination and recall events. This is referred to as the...
Nuclear Verdict Case Study – $15.8 Million Premises Liability Loss

Nuclear Verdict Case Study – $15.8 Million Premises Liability Loss

by Kelli Young | Apr 27, 2026 | Business Insurance, Case Study

What Is a Nuclear Verdict? Nuclear verdicts refer to exceptionally high jury awards—generally, those exceeding $10 million. Such verdicts have become increasingly common in the past decade. In fact, communications firm Marathon Strategies reported that 135 corporate...
Best Practices for Responding to General Liability Claims

Best Practices for Responding to General Liability Claims

by Kelli Young | Apr 20, 2026 | Business Insurance, General Liability Insurance

Unforeseen incidents can occur in everyday business operations, exposing organizations to potential liability. A customer may slip on a wet floor, or a contractor may accidentally damage a client’s property. Just one general liability claim can disrupt business...
5 Common Sources of General Liability Claims

5 Common Sources of General Liability Claims

by Kelli Young | Apr 13, 2026 | Business Insurance, General Liability Insurance

Several scenarios that businesses encounter in routine operations may expose them to litigation and general liability claims. A customer walking through a business could slip on a wet floor, or a piece of equipment could fall and damage a customer’s personal...
Understanding Commercial General Liability Insurance

Understanding Commercial General Liability Insurance

by Kelli Young | Feb 23, 2026 | Business Insurance

Running a business comes with significant risk. Everyday interactions, such as serving customers, visiting clients or running marketing campaigns, can expose businesses to potential liability. A customer could slip on a wet floor, a contractor could accidentally...
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  • How Life Insurance Can Be a Financial Asset
  • Live Well Work Well – June 2026
  • Cyber Solutions: Improving the Effectiveness of Cybersecurity Training
  • Case Study: Product Recall Insurance

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