by Kelli Young | Dec 25, 2023 | Hard Market
When the insurance markets are soft, you have ample access to insurance coverage options, and rates are generally more affordable. Yet in a hard market, the opposite is true. That begs the question: Why do we have a market swing at all? Numerous factors contribute to...
by Kelli Young | Dec 18, 2023 | Health Insurance
Medicare is the federal health insurance for people 65 and older, and younger people who meet certain criteria. It can help enrollees pay for essential health care and major medical expenses. However, choosing a Medicare plan that best meets your needs can often be...
by Kelli Young | Dec 11, 2023 | Hard Market
Anyone who has ever stood in line for a coveted item, only to find out it’s been sold out while you waited, already understands the concept of an insurance hard market. It’s supply and demand – the amount of a product or service that’s available is lower than the...
by Kelli Young | Dec 4, 2023 | Consumer Tips
Managing Financial Stress During the Holidays If the holiday shopping season stresses you out, you’re not alone. Research by financial services company Bankrate revealed that more than half (54%) of holiday shoppers expect to feel financially burdened this holiday...
by Kelli Young | Nov 27, 2023 | Cyber Liability Insurance
Doxxing” is a type of cyberattack that results in the collection and exposure of sensitive information that could damage the credibility or reputation of a person or an organization. With doxxing, a cybercriminal’s goal is to breach, collect and expose documents,...
