by Kelli Young | Jan 8, 2024 | Hard Market
The Hard Market: How Does it Impact Me? The question every insurance agent gets asked when a hard market hits is “Why are my rates going up?” There could be more than one reason. Car accidents, hail or wind damage, or anything that results in you filing a claim...
by Kelli Young | Jan 1, 2024 | Consumer Tips
How to Make—and Keep—Your New Year’s Resolution As a new year begins, you may be reflecting on the past year. This introspection is a significant first step toward selecting a New Year’s resolution to help you grow as a person. Many New Year’s resolutions fail by...
by Kelli Young | Dec 25, 2023 | Hard Market
When the insurance markets are soft, you have ample access to insurance coverage options, and rates are generally more affordable. Yet in a hard market, the opposite is true. That begs the question: Why do we have a market swing at all? Numerous factors contribute to...
by Kelli Young | Dec 18, 2023 | Health Insurance
Medicare is the federal health insurance for people 65 and older, and younger people who meet certain criteria. It can help enrollees pay for essential health care and major medical expenses. However, choosing a Medicare plan that best meets your needs can often be...
by Kelli Young | Dec 11, 2023 | Hard Market
Anyone who has ever stood in line for a coveted item, only to find out it’s been sold out while you waited, already understands the concept of an insurance hard market. It’s supply and demand – the amount of a product or service that’s available is lower than the...
