by Kelli Young | Nov 10, 2025 | Small Business Insurance, Uninsured/Underinsured
Robust insurance coverage is a cornerstone of effective risk management for small businesses. A single uninsured event—such as a fire, flood, cyberattack or critical equipment failure—can cause severe financial disruption, halt operations and, in some cases, threaten...
by Kelli Young | Nov 3, 2025 | Consumer Tips
The Power of Gratitude & Positive Thinking It can be easy to get caught up in everyday stress and negativity. However, practicing gratitude can be a powerful tool to improve mental health. Gratitude involves recognizing and appreciating life’s positive aspects. By...
by Kelli Young | Oct 27, 2025 | Cyber Liability Insurance
Artificial intelligence (AI) is rapidly transforming how small businesses operate, offering powerful tools to improve efficiency, strengthen security and enhance customer engagement. To adopt AI effectively, small business leaders must understand both its strategic...
by Kelli Young | Oct 20, 2025 | Case Study, Cyber Liability Insurance
In late 2014, the German Federal Office for Information Security (BSI) released a report detailing a disruptive cyberattack at an unnamed steel mill facility. The attack—which was deployed through a combination of social engineering tactics and malware— compromised...
by Kelli Young | Oct 13, 2025 | Business Insurance, Cyber Liability Insurance
Phishing attacks, in which cybercriminals manipulate users into disclosing sensitive information or installing malware through fraudulent communications, have been a persistent cybersecurity threat, often resulting in significant financial and reputational damage....