by CoverLink Staff | Oct 9, 2009 | Auto Insurance, Business Insurance, Commercial Auto Insurance
A common practice in many small family-owned businesses is to provide personal automobiles for family members. It’s not unusual for the business owner to insure these vehicles on a personal auto policy. Often, the insurance company never knows of this situation...
by CoverLink Staff | Sep 25, 2009 | Auto Insurance, Business Insurance, Commercial Auto Insurance
The business auto policy extends coverage to particular autos based on a system of symbols (numbers) that are shown on your declarations page. These symbols can vary by policy depending on the agreed upon coverage. Unlike the personal auto policy that provides very...
by CoverLink Staff | Sep 8, 2009 | Business Income, Business Insurance, Commercial Property Insurance, Safety Tips
Creating a disaster recovery plan for your office is more important than you think. In addition to the immediate safety benefits, a well-executed plan can save your business thousands on your property insurance and business income insurance. Remember practicing fire...
by CoverLink Staff | Aug 25, 2009 | Business Insurance, General Liability Insurance
Your General Liability policy provides two limits of protection – a “per occurrence limit” and an “aggregate limit.” If you have a $1,000,000 per occurrence limit and a $2,000,000 aggregate limit, your policy will pay up to $1,000,000 for...
by CoverLink Staff | Aug 14, 2009 | Auto Insurance, Business Insurance, Homeowners Insurance
Did you know that low deductibles on your current auto, home and commercial insurance policies may be costing you more than you think? Deductibles are often overlooked but can provide significant premium savings, especially over a period of time. Your...
by CoverLink Staff | Aug 9, 2009 | Business Insurance, Commercial Auto Insurance, General Liability Insurance
Too often, businesses learn a hard lesson after a loss occurs. We’re trying to prevent that scenario for you by pointing out a potential dangerous gap in your insurance protection. Specifically, we’re talking about your Commercial General Liability...