Kyte Insurance Agency Inc.

We believe people are more important than policies

And because we believe you’re more than just a policy, we pledge to treat you like a person. This is why 94% of our clients choose to stay with us year after year.

Kyte Insurance Agency Inc.

121 Miami St
Urbana, OH 43078

Phone: ​​(937) 834-3402
Fax: (937) 653-4457


Heather Kyte

Account Manager

Looking to improve your existing
coverage? I’m here to help!

Call: ​​(937) 834-3402

Obsessively protecting and caring for clients since 1985

What we believe…

Looking to find out who we are, not just what we do? Put simply, we care about people, not policies.

We care, deeply, about our clients.  We care about protecting everything that’s important to them.

We’re honored when clients like Mark Muirhead say “they’re the type of individuals you can count on, and who honestly care about their clients from a business and personal standpoint.”

At our most fundamental level, it’s about people, not policies. People have assets to protect and loved ones they care for. People have employees who depend on them and dreams to pursue.

We believe it’s our responsibility to safeguard the people we care about; a responsibility we take enormously seriously because at Fullerton Insurance, we care more.

This legacy of caring has resulted in 94% of our clients staying with us year after year.

Our History

Kyte Insurance Agency Inc. was originally Miller and Asssociates, Inc. owned by Carl Miller of Mechanicsburg. Larry Kyte began working for Carl and made the decision to buy the agency in 1985. The agency then became Kyte Insurance Agency Inc.

Larry was born and raised in Champaign County, and raised his family there, as well. His daughter, Heather Kyte joined him to work at Kyte Insurance Agency Inc. in 2002. 

Heather is a graduate of Urbana High School. She received her Associate’s Degree in Office Administration from Bradford Business School. She then obtained her real estate salesperson license from Clark State in 1997 and her insurance agent license from Hondros College in 2001. Prior to getting into real estate and insurance, she worked at two different law firms, one in London, Ohio for two years and one in Springfield, Ohio for five years.

In 2022 Kyte Insurance Agency Inc. merged with CoverLink Insurance with a focus on creating, and maintaining, a legacy of always caring for its clients.

Coverlink Insurance


Personal Insurance

Everyone should feel adequately prepared at the time of loss. Our personal insurance plans protect your most important assets.
Coverlink Insurance


Business Insurance

Businesses face unique risks and challenges that call for extra protection. Our coverages keep you on pace with the changing field.
Coverlink Insurance


Malpractice Insurance

Medical professionals need specialized protection as they provide care and give advice to patients.
Coverlink Insurance


Health Insurance

You should never have to worry about what your insurance covers during a medical emergency. Our plans will meet your needs.

We Partner With Ohio’s Best Insurance Companies

We’re backed by Ohio’s strongest, most respected insurance companies, known for their innovative insurance products and outstanding claim service during your time of need.

Partner Insurance Companies include: Motorists Insurance, Cincinnati Insurance, Westfield Insurance, Auto Owners Insurance, Travelers, CNA, Chubb, Liberty Mutual, Safeco, Progressive, and more.

And because we believe people are more important than policies, we pride ourselves on working for our clients, and not for an insurance company.

What does this mean for you?

It means that no matter your insurance need, we can provide a solution.

Personal needs such as auto, home, rental properties, condo, motorcycle, umbrella or life insurance… we can help.

Businesses that need general liability, commercial auto, property, directors & officers, or professional liability… we’ve got you covered.

Need a highly specialized policy such as medical malpractice, lawyer’s errors & omissions or cyber & data breach liability… you guessed it, we’re here for you.

Auto Owners Insurance
Cincinnati Insurance
Travelers Insurance
Westfield Insurance