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The Causes and Consequences of Underinsurance

The Causes and Consequences of Underinsurance

by Kelli Young | Nov 10, 2025 | Small Business Insurance, Uninsured/Underinsured

Robust insurance coverage is a cornerstone of effective risk management for small businesses. A single uninsured event—such as a fire, flood, cyberattack or critical equipment failure—can cause severe financial disruption, halt operations and, in some cases, threaten...
Commercial Uninsured & Underinsured Motorist Coverage

Commercial Uninsured & Underinsured Motorist Coverage

by Kelli Young | Sep 15, 2025 | Commercial Auto Insurance, Uninsured/Underinsured

As if learning that an employee was involved in an accident on company time isn’t alarming enough, what happens when you find out the at-fault driver doesn’t have coverage or is underinsured? While most states require drivers to maintain auto insurance, according to...
Uninsured/Underinsured Motorist Coverage

Uninsured/Underinsured Motorist Coverage

by Kelli Young | Sep 8, 2025 | Uninsured/Underinsured

An auto insurance policy encompasses many coverages that work together to help provide financial protection. One such coverage is uninsured/underinsured motorist (UM/UIM) insurance. This may help cover car repairs and medical costs for you and your passenger if the...

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